Product

You describe the job. Risk Ninja does the work.

Three things change when an agency starts using Risk Ninja: the intake, the visibility into the book, and what goes out the door.

Meet Arie.

Arie is the name in the app — think of it as a colleague, not a feature.

1

Ask

"Which of Harbor Light's policies renew next quarter?"

2

Act

"Run the renewal review on last year's and this year's package."

3

Approve

Arie drafts the reply to the underwriter. You review it and send it.

Forward the email.

Forward a client's renewal email with attachments to your Risk Ninja address. It's filed to the right client, the attachments are named sensibly, the analysis you would have run is run, and a summary lands back in your inbox with anything that needs your decision. Nothing is sent externally without a person approving it.

Drop the files.

Drop policies, loss runs, or applications anywhere in the app. Risk Ninja works out whose they are, creates or finds the client, files and titles them, and suggests what to run next.

Risk Ninja documents view automatically showing the carrier, policy number, and effective dates it read from two uploaded policies
Actual product screenshot. Harbor Light Insurance Group and its documents are a fictional demo account.
Risk Ninja recommending a year-over-year comparison because two terms of the same policy are on file
Risk Ninja noticing the documents and suggesting the next step.

Your book, in focus.

Renewal pipeline at 30/60/90 days, coverage that looks thin against what similar accounts carry, carriers that are tightening or walking away. Everything pulled from the documents you already have.

Your agency's knowledge, on call.

Carrier guidelines, playbooks, past proposals, and prior analyses become something Arie can draw on in every conversation. Scoped to your agency; never pooled across customers.

Book Insights
Renewing in 30 days8 accounts
Renewing in 60–90 days14 accounts
Coverage reviewed this month22 policies
Flagged: thin liability limit2 accounts
Illustrative example with fictional figures.

Specialist analysis for every major line.

Cyber, management liability, property and casualty, personal lines, workers' compensation, excess, and more. Describe the job and the documents; you are not asked to pick a tool. Each report tells you what to look at next and will do it on request.

Cited to the page.

Every conclusion links to the exact passage in the source document. Click it, see it highlighted.

Client-ready, in your brand.

Proposals, summaries, side-by-side comparisons, and renewal presentations exported to PDF, Word, or Excel with your logo and layout.

Routine paperwork, finished.

Applications and certificates filled from what the system already knows about the client. Review, sign, send.

Renewal Review — Harbor Light
General liability limitUnchanged [1]
Umbrella attachment pointRaised [2]
Premium vs. prior term+4.1% [3]
Illustrative example. Numbered links represent citations to source pages.

See it on your own files.

Bring a real policy, a real renewal, a real question.

We typically reply within one business day and can demo within the week.